Free, employee-first layoff resources

Laid off or worried about layoffs? Start with the next right step.

Use free layoff calculators, checklists, WARN tracking, severance questions, H-1B layoff guidance, unemployment resources, COBRA planning, and job-search templates — all built for employees.

First 24 hours checklistFinancial runway calculatorSeverance estimatorWARN layoff trackerNo employer access
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Am I about to be laid off?

Take the 2-minute risk assessment and get your action plan.

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Company alumni & ERG networks

Find your people after a layoff — the fastest way back is people who already know you.

Answers in plain English

Common layoff questions

What should I do in the first 24 hours after a layoff?+

Stay calm, save copies of your offer letter, pay stubs, and any separation documents, and don't sign anything on the spot. Then work a short, prioritized checklist.

First 24 Hours checklist
How long will my savings last after a layoff?+

Your runway is roughly your accessible savings divided by your monthly burn after unemployment and severance. Run your own numbers in minutes.

Layoff Runway Calculator
Should I sign my severance agreement immediately?+

Usually no. Many agreements give you time to review, and signing waives rights. Check the terms and red flags first.

Severance Agreement Red Flags
Can I file unemployment if I receive severance?+

It depends on your state — severance can reduce, delay, or not affect benefits. Estimate first, then verify with your state.

Unemployment Benefits Estimator
How do I compare COBRA and Marketplace insurance?+

Compare the monthly premiums side by side, check whether your doctors are in-network, and factor in income-based Marketplace subsidies.

COBRA vs Marketplace Calculator
What happens to my 401(k) after a layoff?+

You can usually leave it, roll it to an IRA or a new employer plan, or (rarely) cash out. Each path has different tax consequences.

401(k) After Layoff Helper
What happens to RSUs or stock options after a layoff?+

Unvested equity is often forfeited and vested options can have a short exercise window. Review the deadlines before they pass.

Equity & 401(k) hub
What should H-1B workers do after a layoff?+

There may be an up-to-60-day planning window, but it depends on your facts and I-94. Map your timeline and questions for an immigration attorney.

H-1B 60-Day Countdown
How do I explain a layoff in interviews?+

Keep it short, neutral, and forward-looking — a layoff is a business decision, not a performance story. Use a simple script.

How to explain a layoff
How do I check WARN notices for my company?+

Many states publish WARN filings for mass layoffs. See how the WARN Act works and what is reported in your state.

WARN Act by State

Specific circumstances

Special situations

On an H-1B or work visa

Map your planning window, I-94 limits, and attorney questions after a visa-holder layoff.

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RSUs, stock options, 401(k) & tax

Sort out equity deadlines, rollovers, and layoff-year tax questions before they expire.

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Restarting your job search

Resume, LinkedIn, recruiter messages, and a weekly application tracker.

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Checking company layoff notices

Track WARN notices, company layoff signals, and severance intel.

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State unemployment resources

File in the state where you worked. Start with your state's page, then verify amounts and deadlines with the official agency.

Go deeper

Related planning resources

On a work visa?

Use the H-1B layoff toolkit here, then review deeper immigration and NRI planning resources.

Layoff-year tax planning

Severance, unemployment, equity, and retirement decisions can create tax questions. Use LayoffNext for the plan and TaxSaveIQ for deeper tax planning.

About LayoffNext

Educational content only. LayoffNext does not provide legal, financial, tax, insurance, employment, immigration, unemployment, or mental health advice. Always consult a licensed professional or official government source for guidance specific to your situation.

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