Free Layoff Financial Tools & Calculators
Estimate severance, financial runway, unemployment, healthcare costs, taxes, and emergency budget needs
⚠️ Educational Estimates Only
LayoffNext provides educational estimates only and does not provide legal, tax, financial, employment, unemployment, insurance, or investment advice. Verify all decisions with official sources and qualified professionals.
Use our calculators to understand your financial runway after job loss. Each tool provides educational estimates to help you plan your next steps.
Essential Calculators
Severance Pay Calculator
Estimate potential severance based on salary, tenure, and common severance formulas.
Layoff Runway Calculator
Understand how many months your savings will last after a job loss.
Unemployment Benefits Estimator
Estimate possible unemployment income and verify details with your state.
Severance Tax Calculator
Understand how federal and state taxes may impact your severance payout.
Emergency Budget Calculator
Build a survival budget by separating essential from optional expenses.
COBRA vs Marketplace Calculator
Compare health insurance costs between COBRA and ACA marketplace plans.
Get the Free 7-Day Layoff Recovery Checklist
After calculating your severance, runway, and budget, you need a clear action plan. Get a simple checklist covering the critical first 7 days after a layoff.
Privacy: We respect your privacy. LayoffNext will use your email to send layoff recovery resources and updates. You can unsubscribe anytime.
Coming Soon
401(k) After Layoff Decision Helper
Coming Soon
Check back soon for this calculator
Advanced Debt Payment Triage
Coming Soon
Check back soon for this calculator
Related Resources
Use these calculators alongside LayoffNext guides to build a complete recovery plan:
Want the next steps? Get the free 7-day layoff recovery checklist.
We respect your privacy. Learn more
Important Disclaimer
These calculators provide simplified educational estimates only. LayoffNext does not provide legal, tax, financial, unemployment, insurance, or investment advice. Severance, unemployment benefits, PTO, and sick time may all be taxable. Consult a CPA, employment attorney, or benefits counselor for personalized guidance. Verify unemployment benefits with your state labor department and health insurance options at Healthcare.gov or your state exchange.
Get the LayoffNext Weekly Newsletter
Weekly layoff updates, preparation checklists, financial tools, severance questions, and career reset insights to help you stay prepared before and after job loss.
Free weekly email. No spam. Unsubscribe anytime. Learn what's inside